Global
Money Xchange Privacy Policy
Our Commitment to Privacy
Our
Privacy Policy was developed
as an extension of our commitment
to combine the highest-quality
products and services with
the highest level of integrity
in dealing with our clients
and partners. The Policy is
designed to assist you in
understanding how we collect,
use and safeguard the personal
information you provide to
us and to assist you in making
informed decisions when using
our site and our products
and services. This statement
will be continuously assessed
against new technologies,
business practices and our
customers' needs.
What
Information Do We Collect?
When
you visit our Web site you
may provide us with two types
of information: personal information
you knowingly choose to disclose
that is collected on an individual
basis and Web site use information
collected on an aggregate
basis as you and others browse
our Web site.
Personal Information You Choose
to Provide
Credit
Card Information
If
you choose to purchase products
or services from us or our
partners, you may need to
give personal information
and authorization to obtain
information from various credit
services. For example, you
may need to provide the following
information:
- Name
- Mailing address
- Email address
- Credit card number
- Home and business phone number
- Other personal information (i.e. mother’s maiden
name)
Debit/
Credit Authorization.
All users using Global Money
Xchange website will sign
a Authorization form on the
web site giving agreement
to initiate debit/credit entries
to are checking account. If
charge backs occur do to fraud
then your account may be frozen
and an investigation may occur
and lose membership rights
with Global Money Xchange.
Privacy
and security Issues
If you are a Global Money
Xchange user, bank account
and other financial information
will NEVER be revealed to
anyone whom you have paid
or who has paid you through
Global Money Xchange.
Other than
the above we will not disclose
any such information outside
of Global Money Xchange. except:
To fraud prevention and money
laundering agencies when required
to do so by law, Or as required
by law or regulation.
Otherwise we will keep information
about you completely confidential.
We maintain physical, electronic
and procedural safeguards
that comply with federal standards
to guard your information.
Email
Information
In
addition to providing the
foregoing information to our
partners, if you choose to
correspond further with us
through email, we may retain
the content of your email
messages together with your
email address and our responses.
We provide the same protections
for these electronic communications
that we employ in the maintenance
of information received by
mail and telephone.
Web Site Use Information
Similar
to other commercial Web sites,
our Web site utilizes a standard
technology called "cookies"
(see explanation below, "What
Are Cookies?") and Web
server logs to collect information
about how our Web site is
used. Information gathered
through cookies and Web server
logs may include the date
and time of visits, the pages
viewed, time spent at our
Web site, and the Web sites
visited just before and just
after our Web site. This information
is collected on an aggregate
basis. None of this information
is associated with you as
an individual.
How
Do We Use the Information
That You Provide to Us?
Broadly
speaking, we use personal
information for purposes of
administering our business
activities, providing customer
service and making available
other products and services
to our customers and prospective
customers. Occasionally, we
may also use the information
we collect to notify
you about important changes
to our Web site, new services
and special offers we think
you will find valuable. The
lists used to send you product
and service offers are developed
and managed under our traditional
corporate standards designed
to safeguard the security
and privacy of our customers’
personal information. As a
customer, you will be given
the opportunity, at least
once annually, to notify us
of your desire not to receive
these offers.
What
Are Cookies? Cookies are a feature of Web browser software that allows Web servers
to recognize the computer
used to access a Web site.
Cookies are small pieces of
data that are stored by a
user’s Web browser on the
user’s hard drive. Cookies
can remember what information
a user accesses on one Web
page to simplify subsequent
interactions with that Web
site by the same user or to
use the information to streamline
the user’s transactions on
related Web pages. This makes
it easier for a user to move
from Web page to Web page
and to complete commercial
transactions over the Internet.
Cookies should make your online
experience easier and more
personalized.
How
Do We Use Information We Collect
from Cookies?
We
use Web site browser software
tools such as cookies and
Web server logs to gather
information about our Web
site users’ browsing activities,
in order to constantly improve
our Web site and better serve
our customers. This information
assists us to design and arrange
our Web pages in the most
user-friendly manner and to
continually improve our Web
site to better meet the needs
of our customers and prospective
customers.
Cookies
help us collect important
business and technical statistics.
The information in the cookies
lets us trace the paths followed
by users to our Web site as
they move from one page to
another. Web server logs allow
us to count how many people
visit our Web site and evaluate
our Web site’s visitor capacity.
We do not use these technologies
to capture your individual
email address or any personally
identifying information about
you although they do permit
us to send focused online
banner advertisements or other
such responses to you.
Sharing
Information with Affiliates
From
time to time you may notice
offers from outside companies
advertised on our Web site.
We take measures to select
product or service providers
that are responsible and afford
privacy protections to their
customers. However, we cannot
make any representations about
the practices and policies
of these companies.
Sharing
Information with Strategic
Partners
We
may enter into strategic marketing
alliances or partnerships
with third parties who may
be given access to personal
information including your
name, address, telephone number
and email for the purpose
of providing you information
regarding products and services
that we think will be of interest
to you. In connection with
strategic marketing alliances
or partnerships, we will retain
all ownership rights to the
information, and we will not
share information regarding
your social security number
or other personal financial
data.
Notice
of New Services and Changes
Occasionally,
we may also use the information
we collect to notify you about
important changes to our Web
site, new services and special
offers we think you will find
valuable. As our client, you
will be given the opportunity
to notify us of your desire
not to receive these offers
by clicking on a response
box when you receive such
an offer or by sending us
an email request at info@globalmoneyxchange.com
How
Do We Secure Information Transmissions?
When
you send confidential personal
credit card information to
us on our Web site, a secure
server software which we have
licensed encrypts all information
you input before it is sent
to us. The information is
scrambled en route and decoded
once it reaches our Web site.
Other
email that you may send to
us may not be secure unless
we advise you that security
measures will be in place
prior to your transmitting
the information. For that
reason, we ask that you do
not send confidential information
such as Social Security or
account numbers to us through
an unsecured email.
How
Do We Protect Your Information?
Information
Security.
We utilize encryption/security
software to safeguard the
confidentiality of personal
information we collect from
unauthorized access or disclosure
and accidental loss, alteration
or destruction.
Valuation
of Information Protection
Practices. Periodically, our operations and business practices
are reviewed for compliance
with corporate policies and
procedures governing the security,
confidentiality and quality
of our information.
Employee
Access, Training and Expectations.
Our corporate values, ethical standards, policies
and practices are committed
to the protection of customer
information. In general, our
business practices limit employee
access to confidential information,
and limit the use and disclosure
of such information to authorized
persons, processes and transactions.
How
Can You Access and Correct
Your Information?
You
may request access to all
your personally identifiable
information that we collect
online and maintain in our
database by emailing info@globalmoneyxchange.com
Do
We Disclose Information to
Outside Parties?
We
may provide aggregate information
about our customers, sales,
Web site traffic patterns
and related Web site information
to our affiliates or reputable
third parties, but this information
will not include personally
identifying data, except as
otherwise provided in this
Privacy Policy.
What
About Legally Compelled Disclosure
of Information?
We
may disclose information when
legally compelled to do so,
in other words, when we, in
good faith, believe that the
law requires it or for the
protection of our legal rights.
What
About Other Web Sites Linked
to Our Web Site?
We
are not responsible for the
practices employed by Web
sites linked to or from our
Web site nor the information
or content contained therein.
Often links to other Web sites
are provided solely as pointers
to information on topics that
may be useful to the users
of our Web site.
